FEDERATION OF RETIRED LIC CLASS I OFFICERS' ASSOCIATIONS President : N.P. Bali 705, Sur, Veena Saaz, Thakur Complex, Kandivali (East), Mumbai - 400 101 Mob : 9820324213 Email Id - npbali@hotmail.com General Secretary : D Krishnan No.6/1, Sreshta Riverside Apartments, Wood Creek Road, Nandambakkam, Chennai - 600089 Tel : 9176635967 / 044 42850049. Email Id - dkrishnan1@gmail.com E circular No.DK/20 24-04-2020 Friends, Reg: Some Thoughts on possible changes .... There can't really be too many developments now, to keep communicating at frequent intervals, as it is Lock-Down time. However, certain changes happening out there, in the public sphere, are worth noting, as they may have some indications for us too, since the matters concerned, are all intended towards The Ce