EXTENT OF DISPARITY AMONG GROUPS OF PENSIONERS RETD FROM 1992 TILL DATE...CHM ANALYSIS.

I attach a chart prepared by me  showing the degrees of parity and degrees of disparity in pension in the absence of upgradation of pension with every wage revision for various generations of retirees and also as at 1/8/2019.

The percentage of parity was calculated   as on the effective  date of every wage revision by taking the percentage of the existing  gross pension on that date to the gross pension of a similarly placed retiree who retired in the month of effective date of wage revision.Such ratios have been given in TABLE A.

The corresponding percentages of disparity   were also calculated  by using the equation:  % of Disparity = 100-% of Parity in pension for each generation as on  the various effective  dates of wage revision and such ratios  have been given in TABLE B.

For Group 1 retirees retired  up to 31/7/1992/1/4/1993(in case of Class I),the minimum percentage of erosion of parity as at 1/8/2019 was 47.8 for Assistant and the maximum was 66.7% for an Executive Director.

For Group retirees who retired upto  31/7/1997, the minimum percentage of disparity was 47.5 for Assistant  and maximum was 58.9% for Executive Director.

The corresponding minimum and maximum  percentages of disparity for Group 3,Group 4  & Group 5 were (42.7,45.9),(32.9,38.1), & (15.9,16.4) respectively.

The percentages as  at 1/8/2019 will undergo a change to a lower percentage once the wage revisions are effected as at 1/8/1997,unless LIC/GOI decides in favour of upgradation of pension in the meantime or we win our case  for upgradation in the Supreme Court.

The degrees of erosion in parity are not uniform for all generations on account of DR anomaly in case of pre-August 1997 retirees and because of the different degrees of weightage after merger of DA with Basic Pay at the time of various wage revisions.

Just as there is discrimination  between pensions of similarly placed pensioners in various wage revisions,there is also a discrimination in the matter of erosion of parity among the various generations of pensioners.

The only way to remedy the situation is upgradation of pension.We may consider making use of this data while arguing our case in Supreme Court.

C H Mahadevan

ABLE A

DEGREES OF PARITY OF VARIOUS GENERATIONS OF PENSIONERS ON VARIOUS DATES OF WAGE REVISIONS IN THE ABSENCE OF UPGRADATION OF PENSION

Group 1- Retirees (1/1/1986 to 31/7/1992(31/3/1993 in case of Class I)-Percentages of Parity in Gross Pension from 1/8/1997 to 1/8/2019
Cadre	on 1/8/1997	on 1/8/2002	on 1/8/2007	on 1/8/2012	on 1/8/2019	Average % annual erosion
Assistant	91.4	80.4	66.0	55.4	52.2	1.8
Higher Grade Assistant	87.0	76.7	62.3	52.0	48.9	1.7
AAO	83.0	73.8	59.5	49.5	46.4	1.7
AO	81.5	72.1	58.1	48.2	45.1	1.7
ADM	78.8	68.2	54.2	44.6	41.7	1.7
DM	77.2	66.8	52.7	43.3	40.4	1.7
SDM	74.4	64.2	50.2	41.0	38.1	1.7
ZM	70.9	61.1	47.5	38.6	35.8	1.6
ED	66.5	57.7	44.4	36.0	33.3	1.5
Development Officer	83.1	73.3	59.4	49.5	46.6	1.7
Group 2- Retirees(1/8/1992(1/4/1993 in case of Class ) to 31/7/1997)-Percentages of Parity in Gross Pension from 1/8/1997 to 1/8/2019
Cadre	on 1/8/1997	on 1/8/2002	on 1/8/2007	on 1/8/2012	on 1/8/2019	Average % annual erosion
Assistant	92.2	81.1	66.4	55.7	52.5	1.8
Higher Grade Assistant	89.3	78.5	63.6	53.0	49.7	1.8
AAO	88.5	77.9	63.3	52.3	48.9	1.8
AO	87.7	76.5	62.7	51.7	48.3	1.8
ADM	86.4	73.5	60.1	49.3	46.0	1.8
DM	85.2	72.3	59.1	48.4	45.0	1.8
SDM	82.8	69.9	57.2	46.6	43.4	1.8
ZM	80.7	67.8	55.7	45.3	42.0	1.8
ED	78.9	66.4	54.7	44.3	41.1	1.7
Development Officers	85.8	75.4	60.9	50.6	47.5	1.7

Group 3- Retirees(1/8/1997 to 31/7/2002)-Percentages of Parity in Gross Pension from 1/8/2002 to 1/8/2019
Cadre	on 1/8/2002	on 1/8/2007	on 1/8/2012	on 1/8/2019		Average % annual erosion
Assistant	88.1	72.3	60.8	57.3		1.8
Higher Grade Assistant	88.5	72.1	60.4	57.0		1.9
AAO	89.7	72.7	60.9	57.4		1.9
AO	89.5	72.4	60.6	57.1		1.9
ADM	88.3	70.0	58.6	55.3		1.9
DM	88.5	69.7	58.3	55.0		2.0
SDM	88.9	69.0	57.7	54.4		2.0
ZM	89.4	68.7	57.5	54.2		2.1
ED	90.2	68.7	57.4	54.1		2.1
Development Officer	88.7	72.1	60.5	57.0		1.9
Group 4- Retirees(1/8/2002 to 31/7/2007)-Percentages of Parity in Gross Pension from 1/8/2007 to 1/8/2019
Cadre	on 1/8/2007	on 1/8/2012	on 1/8/2019			Average % annual erosion
Assistant	82.9	70.6	67.1			1.3
Higher Grade Assistant	82.2	69.9	66.4			1.3
AAO	81.8	69.5	66.0			1.3
AO	81.7	69.3	65.9			1.3
ADM	80.1	68.0	64.6			1.3
DM	79.5	67.5	64.1			1.3
SDM	78.4	66.5	63.2			1.3
ZM	77.7	65.9	62.6			1.3
ED	76.9	65.2	61.9			1.3
Development Officer	82.1	69.8	66.3			1.3

Group 5- Retirees(1/8/2007 to 31/7/2012)-Percentages of Parity in Gross Pension from 1/8/2012 to 1/8/2019
Cadre	on 1/8/2012	on 1/8/2019				Average % annual erosion
Assistant	87.3	84.1				0.5
Higher Grade Assistant	87.1	83.9				0.5
AAO	87.0	83.8				0.5
AO	87.0	83.8				0.5
ADM	87.0	83.8				0.5
DM	87.0	83.7				0.5
SDM	86.9	83.7				0.5
ZM	86.9	83.7				0.5
ED	86.9	83.6				0.5
Development Officer	87.1	83.8				0.5

TABLE B

PERCENTAGE EROSION IN PARITY OF PENSION OVER VARIOUS PERIODS OF WAGE REVISION AND AS AT AUGUST 2019
Group 1- Retirees(1/1/1986 to 31/7/1992/31/3/1993 in case of Class I) to 31/7/1997)-Percentages of disparity in Gross Pension from 1/8/1997 to 1/8/2019
Cadre	on 1/8/1997	on 1/8/2002	on 1/8/2007	on 1/8/2012	on 1/8/2019	% average acceleration per annum
Assistant	8.6	19.6	34.0	44.6	47.8	8.1
Higher Grade Assistant	13.0	23.3	37.7	48.0	51.1	6.4
AAO	17.0	26.2	40.5	50.5	53.6	5.4
AO	18.5	27.9	41.9	51.8	54.9	5.1
ADM	21.2	31.8	45.8	55.4	58.3	4.7
DM	22.8	33.2	47.3	56.7	59.6	4.5
SDM	25.6	35.8	49.8	59.0	61.9	4.1
ZM	29.1	38.9	52.5	61.4	64.2	3.7
ED	33.5	42.3	55.6	64.0	66.7	3.2
Development Officer	16.9	26.7	40.6	50.5	53.4	5.4
Group 2- Retirees(1/8/1992(1/4/1993 in case of Class ) to 31/7/1997)-Percentages of disparity in Gross Pension from 1/8/1997 to 1/8/2019
Cadre	on 1/8/1997	on 1/8/2002	on 1/8/2007	on 1/8/2012	on 1/8/2019
Assistant	7.8	18.9	33.6	44.3	47.5	8.6
Higher Grade Assistant	10.7	21.5	36.4	47.0	50.3	7.3
AAO	11.5	22.1	36.7	47.7	51.1	7.0
AO	12.3	23.5	37.3	48.3	51.7	6.7
ADM	13.6	26.5	39.9	50.7	54.0	6.5
DM	14.8	27.7	40.9	51.6	55.0	6.1
SDM	17.2	30.1	42.8	53.4	56.6	5.6
ZM	19.3	32.2	44.3	54.7	58.0	5.1
ED	21.1	33.6	45.3	55.7	58.9	4.8
Development Officer	14.2	24.6	39.1	49.4	52.5	6.1
Group 3- Retirees(1/8/1997 to 31/7/2002)-Percentages of disparity in Gross Pension from 1/8/2002 to 1/8/2019
Cadre	on 1/8/2002	on 1/8/2007	on 1/8/2012	on 1/8/2019
Assistant	11.9	27.7	39.2	42.7		7.8
Higher Grade Assistant	11.5	27.9	39.6	43.0		8.1
AAO	10.3	27.3	39.1	42.6		8.7
AO	10.5	27.6	39.4	42.9		8.6
ADM	11.7	30.0	41.4	44.7		8.2
DM	11.5	30.3	41.7	45.0		8.4
SDM	11.1	31.0	42.3	45.6		8.7
ZM	10.6	31.3	42.5	45.8		9.0
ED	9.8	31.3	42.6	45.9		9.5
Development Officer	11.3	27.9	39.5	43.0		8.2
Group 4- Retirees(1/8/2002 to 31/7/2007)-Percentages of disparity in Gross Pension from 1/8/2007 to 1/8/2019
Cadre	on 1/8/2007	on 1/8/2012	on 1/8/2019
Assistant	17.1	29.4	32.9			5.6
Higher Grade Assistant	17.8	30.1	33.6			5.4
AAO	18.2	30.5	34.0			5.3
AO	18.3	30.7	34.1			5.3
ADM	19.9	32.0	35.4			4.9
DM	20.5	32.5	35.9			4.8
SDM	21.6	33.5	36.8			4.5
ZM	22.3	34.1	37.4			4.4
ED	23.1	34.8	38.1			4.3
Development Officer	17.9	30.2	33.7			5.4
Group 5- Retirees(1/8/2007 to 31/7/2012)-Percentages of disparity in Gross Pension from 1/8/2012 to 1/8/2019
Cadre	on 1/8/2012	on 1/8/2019
Assistant	12.7	15.9				3.3
Higher Grade Assistant	12.9	16.1				3.2
AAO	13.0	16.2				3.2
AO	13.0	16.2				3.2
ADM	13.0	16.2				3.2
DM	13.0	16.3				3.3
SDM	13.1	16.3				3.2
ZM	13.1	16.3				3.2
ED	13.1	16.4				3.3
Development Officer	12.9	16.2				3.3

Note: The change in DR formula for pre-August 1997 retirees from 29/1/2007 as a result of DHC judgment has been factored into the calculations from 1/8/2007.

Indications:
	Higher the cadre, higher the degree of disparity in gross pension due to non-upgradation.
	Higher Annual Acceleration rate in disparity has been experienced by Group 2 retirees than Group 1 Retirees over 22 year while Group 1 retirees have suffered the highest erosion in parity as at August 2019 .
	From Group 3 retirees onwards,earlier the generation,the higher the average annual acceleration rate of disparity.
	Average rate of annual acceleraton of disparity has been lowest for ED in Group 1 And Group 2.
	Group 3 retired EDs have suffered the highest average annual acceleration rate of disparity at 9.5%. while they have experienced the lowest first wage revision disparity.
	Highest disparity in the first wage revision w e f 1/8/1997 has been experienced by Group 1 retirees, followed by Group 4 retirees after the 1/8/2007 wage revision.
	The lowest first wage revision disparity has been experienced by Group 3 retirees.
	Group 1 & Group 2 retirees have experienced the highest rate of disparity progressively on account of DR anomaly and lack of 100% DR neutralisation.
	Group 5 retirees have experienced a disparity ranging from 15.9% to 16.4% during the 12-year period which may increase once wage revision takes place w e f 1/8/2017.