FEDERATION OF RETIRED LIC CLASS I OFFICERS' ASSOCIATIONS President : N.P. Bali 705, Sur, Veena Saaz, Thakur Complex, Kandivali (East), Mumbai - 400 101 Mob : 9820324213 Email Id - npbali@hotmail.com General Secretary : D Krishnan No.6/1, Sreshta Riverside Apartments, Wood Creek Road, Nandambakkam, Chennai - 600089 Tel : 9176635967 / 044 42850049. Email Id - dkrishnan1@gmail.com Ecircular No.DK/88 25-10-2019 Greetings for Diwali ... Dear Friends, It gives me great pleasure to Greet all of you on the occasion of Diwali, which is a Festival of lights. The Season will light up the skies as usual. But what happens, to some figurative Light, on our matters? That of course is the big question mark. The Bank Negotiations with IBA were almost galloping at some stage. But, of late, things have gone into a knotty situation w