FEDERATION OF RETIRED LIC CLASS I OFFICERS' ASSOCIATIONS President : N.P. Bali 705, Sur, Veena Saaz, Thakur Complex, Kandivali (East), Mumbai - 400 101 Mob : 9820324213 Email Id - npbali@hotmail.com General Secretary : D Krishnan No.6/1, Sreshta Riverside Apartments, Wood Creek Road, Nandambakkam, Chennai - 600089 Tel : 9176635967 / 044 42850049. Email Id - dkrishnan1@gmail.com Ecircular No.DK/76 26-07-2019 Friends, Reg: The flesh and blood of the discussions on 24-07-2019 I must apologize for the very bare, bony-structure communication through DK 75. I thought I must share with you the kind of experience we had in discussing with the CO team, headed by the Chairman, LIC, Sri M R Kumar. We met in the CO Committee Room 2 on the 7th Floor and exactly at 11 am Sri Kumar walked in, with a